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While cellular phones have made MP3 players seem

like an unnecessary accessory for many people, they have also made these music Cheap NFL Jerseys players more affordable for those who still want one. From reduced prices at retail stores and online sellers to a wide variety of used products, iPods and other MP3 players are currently more affordable then ever to purchase.

Shopping online for an iPodThe best way to find the lowest prices on technology is to search online, and iPods are no exception. Online retailers use popular products as an incentive to shop its store, meaning that you can often find lower prices online than you do at traditional, "brick and mortar" retailers. If you find that there is not much variance in the prices online, remember that this is only part of the story. With a little more online research, you may find special incentives and coupons for a particular retailer. Many online retailers have specials on shipping prices, and many have general discounts that you are free to use on any product. While you may only find a price difference of a few dollars from a particular online retailer, you may locate a store incentive that takes this price even lower.

Do you need a new iPod?One interesting thing about current technology is that it evolves quickly. Many people now use cellular phones including the iPhone instead of an MP3 player. This is good news for anyone searching for a stand alone iPod. Because a number of people now consider an mp3 player unnecessary, there are a number of used iPods available in "nearly new" condition. Ask yourself whether you really need a brand new iPod before you buy, you may find a nearly perfect, used model at a greatly reduced price. A quick preview of websites like eBay point you in the direction of discounted iPods. Make sure to check the reputation of the seller, and inquire about return policies before purchasing used technology.

When looking for an inexpensive iPod, make sure that you do your research online before you buy. Online retailers are frequently the best place wholesale nfl jerseys to buy technology, and usually offer the best prices.

Manitoba Hydro 'a bully' to Cross Lake

If Manitoba Hydro won send a crew to do repairs in Cross Lake First Nation because workers have been threatened, then call the police and deal with it, but don leave customers in limbo, says a spokesman for unionized Hydro workers.

"Electricity in Manitoba especially in northern Manitoba is an essential service," said Mike Velie, the spokesman for IBEW Local 2034 representing workers who operate, maintain and repair Manitoba Hydro facilities.

Velie was responding to reports that Manitoba Hydro has refused to send crews to do repairs in Cross Lake because workers there have been threatened and 281 customers have not paid their bills.

Customers have threatened workers and refused to pay their bills in other places and whole neighbourhoods weren punished for it, he said.

"I heard first hand from people who been threatened," said Velie who worked for Hydro for 22 years.

Having some "difficult customers" in http://www.official49ersnflauthentic.com/WOMENS-ERIC-REID-JERSEY.html an area shouldn prevent Manitoba Hydro from providing services to the good customers living there, Velie said.

"They shouldn say no longer going to provide service to Transcona Ahmad Brooks Authentic Jersey because there some difficult customers there, " said Velie.

"If any of our members are feeling threatened at all, they can exercise their right to refuse dangerous work," he said.

It not that easy, said a spokesman for Manitoba Hydro.

"We had, at times, a difficult relationship with the community depending on the political Ahmad Brooks Jersey leadership," said Glenn Schneider.

The leadership council in power now www.official49ersnflauthentic.com/WOMENS-CARLOS-HYDE-JERSEY.html has told residents not to pay for their electrical power, said Schneider. Using community radio broadcasts, it has told people not to pay their hydro bills, he said. Because of Hydro development, they telling band members they shouldn have to pay for their electricity, he added.

Schneider said Hydro tried contacting the chief and some members of council on Monday but was unsuccessful. For now, because of unpaid bills and threats, Manitoba Hydro workers won be sent into the community, he said. The situation involving one Cross Lake resident without hydro electricity for four days after a transformer fuse blew is "very unfortunate," said Schneider.

"She lives in a community where her political leaders have made decisions she now has to live with."

Schneider said Hydro won cut off electricity to customers in the winter but would impose a Antoine Bethea Limited Jersey "limiter" to reduce the amount they receive.

The "load restricting device" offers enough (power) to run the fan on a gas furnace, a light or two and maybe a refrigerator," said Velie.

"I would urge Manitoba Hydro and Cross Lake to resolved their differences whether it through mediation services or through the union with aboriginal elders," he said.

The electrical workers union now has 700 First Nations members and has created the position of "shop Antoine Bethea Elite Jersey elders" to act as cultural liaisons for the aboriginal workers to deal with labour issues, said Velie.

City of Moose Jaw

In general, anyone that currently has a utilities or tax account with the City can phone in and have connections, location changes, and disconnections Carlos Hyde Womens Jersey accomplished by making a call to Customer Service at 306 694 4410. Please be aware you may be http://www.official49ersnflauthentic.com/WOMENS-ANTOINE-BETHEA-JERSEY.htmlasked for verification of identity when making the change.

Persons Eric Reid Authentic Jersey that have not previously had a utility or tax account with the City are required to come to Customer Service at City Hall and fill out an application for service. A deposit may be required where the application for connection is for a location that is rented.

If you are moving either out of the City of Moose Jaw or to a new location within the City you need to contact Customer Service at City Hall. Your meter will be read on the date you have requested and a final bill will be Eric Reid 49ers Jersey mailed to you. The account holder(s) is/are responsible for all bills for the service address until you terminate service. The City of Moose Jaw will only recognize payment arrangements www.official49ersnflauthentic.com/WOMENS-AHMAD-BROOKS-JERSEY.htmlmade directly with Utility Department staff.

Landlord Tenant Agreements are available for water and sewer accounts. This agreement is available Carlos Hyde Jersey to landlords wishing to have their name put on the accounts when tenants move out. The agreement is a one time $45.00 charge and the account will automatically transfer into the landlord name each time a tenant leaves without the normal $45.00 connection fee. This continues until the landlord chooses to cancel the agreement. For more information call Customer Service at 306 694 4410. The connection fee, which is a monthly fixed fee and the consumption fee which is a variable fee that is calculated by measuring the water that flows through the meter. Utility accounts are billed every three (3) months.

What states conduct their tax lien auctions online

Any feedback will be great!!There are many counties that conduct tax lien auctions online. They also host Tax Deed auctions for several counties in FL. They are behind the huge Maricopa AZ (Phoenix) http://www.officialfootballravensstore.com/WOMENS-JONATHAN-OGDEN-JERSEY.html online auction.

While it may seem Illinois has online auctions, you need to look Ray Lewis Jersey closely at the auctions. You can do research and bids online, but to actually bid, you have to be at the county building the day of the auction.

I been using online auctions for Tax Lien Certificates for the past few years and love it. You can get a lot of auction data from the previous year and create a spreadsheet based on Joe Flacco Jersey last year results and create a bid strategy for the next auction. Since most online auctions will only take ACH (wire transfers) of funds as a deposit and payment, you have to look to a more expensive option.

That the type of account you describe. You create an LLC where you are a non owner manager of the LLC. You open an IRA (or IRA Rollover) and buy 100% of the shares of the LLC. Thus you own shares of the LLC just like you would buy and own shares of a mutual fund.

The IRS allows you to own shares of mutual funds. LLC etc. The LLC can open a business checking account. So by buying all the shares of the LLC, the money the LLC receives from you goes into the checking account. You as a non owner manager of the LLC can then use that money to invest in stocks, bonds, tax lien certificates, etc. And because it in a checking account you control and not the custodian, you can ACH the funds www.officialfootballravensstore.com/WOMENS-HALOTI-NGATA-JERSEY.html to an online tax lien auction site and buy tax lien certificates and pay via ACH.

It costs money to have the LLC created with you set up as Joe Flacco Limited Jersey a non owner manager. That is where the costs can get to be a couple of thousand dollars. There are some companies that help you get it all set up and they charge the higher end fees of $2k $4k. You need to have a custodian who will work with the setup you described.

If you are ever audited, you need to have crystal clear documentation that proves every penny that went into the Ray Lewis Elite Jersey LLC company was used to purchase investments. No money can be taken out and used for personal use otherwise it is an IRA withdrawal and subject to penalties and taxes.

I looking to get this set up for an IRA rollover account of my own. I have a meeting with my accountant to discuss the best way to put this together without all the high setup fees.

The mistake that 99

There are more musicians than there are gigs. This is an undeniable fact. Furthermore, many of these musicians don't rely on music as their income. It's their hobby and they're more interested in doing a gig than they are in getting paid.

As a result, the average fee for a grassroots gig is pitifully low and if a 'professional' musician turns down a gig because the money isn't enough, you can guarantee that there will be 20 other part timers or hobbyists who will happily do that gig instead. Sure, they may not be as good musicians but hey, they're cheaper and the venues will happily give them the gig instead.

Increasingly there are also plenty of other professional musicians who will also take that gig because they're desperate for the work. This means that you can book a whole band of top class jazz musicians for a whole evening for less than the cost of calling a plumber out for a couple of hours. This has been a constant frustration for musicians trying to make a living out of music in most genres and it applies as much to the function band as it does to the jazz quartet.

However, there is a very good reason for this and it comes down to the basic economic principle of supply and demand. I know that we musicians don't like to get involved thinking along these lines after all http://www.officialfootballravensstore.com/WOMENS-RAY-LEWIS-JERSEY.html we're artists but it's exactly because we haven't taken a more business minded approach to our careers that things are the way they are.

The single biggest mistake that 99.9% of musicians make is believing that the prime consideration of who gets a gig has something to do with the quality of the music. The quality of music has almost nothing to do with it; the music is not as important as you think. That's so important I'm going to http://www.officialfootballravensstore.com/WOMENS-JOE-FLACCO-JERSEY.html say it again, in a paragraph on its own, in a really big font:

THE MUSIC IS NOT AS IMPORTANT AS YOU THINK

For most jazz gigs at a grassroots level, the quality of the music DOES NOT REALLY MATTER to the venue or the booker. If the gig is a background music gig at a function or in a restaurant, then competence Jonathan Ogden Elite Jersey is all that's required. As long as it sounds like jazz, however bland and derivative it is, that will fulfil the requirements.

Many musicians just can't get their head around this probably because they don't want to believe it. And what really eats away at the soul of the good players is that they're prostituting themselves for the same crap money as the barely competent dilettantes and they're still not getting more gigs. Haloti Ngata Jersey

Similarly, if the booker is attempting to make money from the gig such as a bar hoping for extra custom or a dedicated music venue charging on the door, all they're interested is how many people come to see the band and how much money they will make. They care even less about the quality of the music, it's strictly a business transaction.

If a band turns up and makes a mess of playing 'twinkle twinkle little star' 30 times and they fill the place, they're going to get booked again. If a band turns up and plays the most incredible jazz set ever performed anywhere in the history of the world and they bring 5 people through the door, they won't be getting a repeat booking.

THE MUSIC IS NOT AS IMPORTANT AS YOU THINK

Are you depressed yet? It can be a pretty depressing thing to get your head around. As musicians, we care so much about the quality of what we do and place such a premium on the quality of what we want to see on gigs, that we assume the rest of the world shares that discriminating passion. It doesn't.

But before you pack it all in and finally take that shelf stacking job, here's the thing: there are many, many people who do care about the quality of the music and would much rather watch really good players than barely competent ones they're just not the ones who book most of the gigs. These people are your potential fans, the people who are potentially willing to come out and see you perform if you can give them a top quality musical experience.

The problem is that you don't get to see them most of the time because they don't go to venues that put on crap gigs with basically competent musicians. Whilst they may be more likely than the average guest to appreciate the fact that you're blowing up a very, very quiet storm on 'Autumn Leaves' at that wedding, that's not going to be enough to make them come over, get your card and attend every background music gig you do to hear more of the same.

When musicians are trying to build careers and make money from what they do, the biggest mistake they make is that they focus on making some good music and then try and sell it to a venue based on the quality of that music. In the past, that was the only choice that you had. If you didn't have a gig, nobody would ever get to hear you play.

For modern musicians, the internet gives us an unprecedented opportunity to go straight to those potential fans and put the music in front of them. For this audience, the quality of the music is important and you can differentiate yourself with the quality of the performance.

If you're interested in playing better paid, more musically satisfying gigs, I'm utterly convinced Haloti Ngata Ravens Jersey that the worst thing you can do is make that killer demo CD and start sending it to venues trying to get booked. The time and money would be much better spent making that killer demo and putting it in front of people who would be interested in coming to see you play that music live.

If you can build a fanbase in this way then it's a no brainer for any venue to book you. It doesn't even have to be a huge fanbase. If you can go to a local music bar, say, and guarantee you can bring fifty people to your gig, most places will bite your hand off. Let's face it, the barely competent guys playing for peanuts in the corner aren't bringing ANYBODY in.

This is that basic supply and demand principle in action. Most gigs pay bad money because there are many many people who can provide the minimum level of competence to fill the requirements of the basic jazz background gig. In other words, there is too much supply and not enough demand.

However, if you can put your innovative, high quality music in front of people who want to hear it, you can build a fanbase. Having a fanbase basically means that you have created a demand for your music. When people love what you do and they can't get it anywhere else then the demand is greater than the supply because there's only you able to make that music.

Furthermore, basic economics dictates that when demand is high, prices are high; when demand is low, then so are prices. At the moment you may be getting paid peanuts for playing 'Misty' in restaurants but that's because there's no real demand and there are forty other musicians in town who could do the same for each available gig of that kind. This is why the money is so dreadful because the supply is greater than the demand. Demand is low and so is the price.

This is also why Herbie Hancock doesn't play in cocktail bars for tips because he doesn't have to! He can provide something unique that people do want to hear and are prepared to pay significant amounts of money to do so. This means he can probably command a slightly better fee than your average jazz musician! There is a big demand for his music and only he can supply it. Demand exceeds supply so the price is high.

The mistake that 99.9% of grassroots musicians make is trying to sell the quality of their music to venues that don't see the quality of the music as a significant factor in deciding who to book.

Don't make the same Jonathan Ogden Ravens Jersey mistake yourself.

Absolutely!!! It is one of the great and terrible truths that people open bars, restaurants, venues in general, to MAKE MONEY. They only book bands (of any hue), to aid in that process. However much the musician may rail against the 'man', and capitalism in general that's the way of the world if you want to eat, live indoors etc. Give the punters something different from the next guy, something worth watching, and you MIGHT break into the big time and make enough money to pay the rent. Remembering of course, that the Big Time, for us jazz musicians, is usually everybody else's minimum wage.

Really great post. I shared this on fb amonst my jazz friends. I think if anything in the end it's just a good marketing reminder. If you want your music to be heard, no matter how great it is, you have to think beyond the music and ask yourself what the venue is really looking for. There's also an element that a lot of jazz musicians forget today, and that's playing a show that's accessible to the audience. There are a lot of jazz musicians out there today, but not many PERFORMERS. What I mean is, people are great musicians, but they don't put any time into creating an audience friendly show. If people are going to play in public, then they should consider the fact that they want people to be there and they want people to ENJOY it. That goes beyond simply creating great music. You have to create a great atmosphere, vibe, story, excitement, etc. Whatever is going to please those people who are out there listening to you play! And you don't necessarily have to sacrifice anything musical to do this. You just have to sacrifice a little time and in some cases, ego!

I am not a musso, wish I was but have left it to late. I enjoy all good music be it Graham Roger with his great bush ballads, Davidson Brothers with thier blue grass or Ewen and others we have in Brisbane with some of the best jazz you will ever want to hear. One of the many features we like and go to these performers is the atmosphere they all give you can see that they like us are obviously enjoying performing for us much as we are listening to them. As well all are prepared to stop for a quick few words making one feel that they really appreciate you being there. Keep up the great work we love you all.

Article resonates loud, clear and true. Money talk, people through the door (buying drinks, eating food) is the primary function of any typical venue. What I love about what you write is that building a good, supportive fan base is crucial. Message to the musicians, love your fans as much as you love and create beautiful music. Fantastic article! Much love Martina.

Interesting comments. the only trouble with the 'amateurisation' of the music scene is nobody wants to rehearse

ProMedica offers 1

The largest employer in the Toledo area, ProMedica, is hoping to trim costs by reducing staff at its 11 medical facilities, including Toledo, Flower, and St. Luke hospitals, by offering some of its employees early retirement packages.

Employees who are 55 years and older with at least 25 years of service are being offered the packages.

Hospital officials sent letters to more than 1,200 employees last week with details of the buyout, which includes: Severance pay up to 26 weeks for each employee based on years of service, health care benefits through the severance period, and additional contributions to the employees retirement plan. They declined to discuss specific compensation packages.

Arturo Polizzi, chief human resources officer at ProMedica, called the voluntary retirement package and said he expects that many employees who are around the age of 55 will take the package and then get another job.

ProMedica and the other major hospital systems in Toledo have been a dependable and reliable source of jobs. As other companies suffered through the recession and struggled to hire new employees, hospitals continued to grow and expand. Between 2011 and 2013, the number of people employed by ProMedica grew from just over 10,000 to nearly 15,000.

are financially strong but we see reimbursements declining [from the federal Medicare and Medicaid programs] that are going to continue to official49ersnflauthentic.com/WOMENS-ANDY-LEE-JERSEY.html decline so we are being proactive, Mr. Polizzi said.

ProMedica is not alone. Hospitals across the country are in a period of transition and considering buyouts and even layoffs to cut costs because of financial pressures resulting from changes mandated in the Affordable Care Act.

The Affordable Glenn Dorsey Authentic Jersey Care Act, also known as Obamacare, has significantly cut reimbursements to hospitals in Ohio through Medicare and Medicaid, said John Palmer, director of public affairs for the Ohio Hospital Association. hospitals took a significant hit of $7.4 billion over 10 years, he said.

lot of this had to be done to get uninsured more appropriate Tramaine Brock Womens Jersey health care, but again with cuts to reimbursement, we are just trying to cope as best we can, Mr. Palmer said. At present, he said, hospitals are reimbursed 83 cents on the dollar from Medicaid.

Mr. Polizzi stressed that ProMedica is seeking to be compassionate to its employees by offering voluntary reductions, whereas many hospitals across the country are using layoffs as a cost saving tool.

The buyout is being www.official49ersnflauthentic.com/WOMENS-KENDALL-HUNTER-JERSEY.html offered to a small percentage of the employee population. He expects a minimum of 400 to 500 employees to accept the package. that we would feel comfortable that our expense reductions effort will be successful, he said.

If the company does not meet that goal, however, it will then regroup and Glenn Dorsey Elite Jersey re evaluate, but there has been no decision made about any future layoff of employees, he said.

Other hospitals in the region have already taken steps to trim costs. According to Crain Communications, the Cleveland Clinic recently announced that it would offer early retirement packages to 3,000 employees and that layoffs could be on the horizon. The hospital is trying to trim $330 million from its budget for next year.

In Michigan, the Detroit Medical Center announced 300 layoffs earlier this year, and the University of Michigan Hospital also laid off 15 managers during fiscal year 2013, which ended June 30.

This time last year, Mercy Health System, which has eight hospitals including Mercy St. Vincent Medical Center and Mercy St. Charles, laid off 38 employees and reduced the hours of 20 others as a part of its plan to reorganize its health care network under the Tramaine Brock 49ers Jersey Affordable Care Act. The employees who lost their jobs were in administrative support, inpatient therapy, and supply management. Some were offered other positions in the hospital.

Every hospital across the state, if not taking action, is at least in discussions on how to cope with the changes, Mr.